Ledger{{ todayLabel }}
{{ userName }}
Offline
Show in
{{ monthLabel }}

Overview

Safe to spend · until {{ monthEndLabel }}
{{ safeF }}
{{ perDayText }}
{{ l.k }}{{ l.v }}
{{ st.label }}
{{ st.value }}
{{ st.sub }}

Last six months

InOut
{{ b.label }}
{{ b.netK }}

Accounts

{{ a.name }}
{{ a.kind }}
{{ a.bal }}
{{ a.balB }}
Investments
{{ invTotalF }}
Assets
{{ assetTotalF }}
Money owed
−{{ owedF }}
Loans
−{{ loanTotalF }}

Where it went · {{ monthLabel }}

{{ donSpend.cl }}
{{ donSpend.cv }}
{{ x.label }} {{ x.pct }} {{ x.value }}

Nothing recorded yet.

What you own

{{ donOwn.cl }}
{{ donOwn.cv }}
{{ x.label }} {{ x.pct }} {{ x.value }}

Nothing recorded yet.

Budgets

{{ b.cat }}{{ b.spentF }} / {{ b.budgetF }}

Next 14 days

{{ u.when }}
{{ u.name }}
{{ u.amt }}

Nothing scheduled.

Recent

{{ r.desc }}
{{ r.meta }}
{{ r.amt }}
{{ entry.kicker }}

{{ entry.title }}
{{ msgOrErr }}
{{ st.label }}
{{ st.value }}
{{ g.label }}
{{ g.total }}
{{ r.desc }}
{{ r.meta }}
{{ r.amt }}
Search & filter

All transactions

Found
{{ fCount }}
In
{{ fInF }}
Out
{{ fOutF }}
Net
{{ fNetF }}
{{ r.desc }}
{{ r.meta }}
{{ r.amt }}

No transactions match these filters.
Reports

Financial statements

{{ stEntity }}

Income statement

{{ stPeriod }}
{{ stCur }}{{ stCurH }}{{ stPrevH }}
{{ r.label }}{{ r.cur }}{{ r.prev }}

Loan repayments are split: interest is an expense here; the principal part reduces the loan and appears under financing in the cash flow statement. Savings, SACCO and investment contributions are treated as investing, not expenditure. Figures in brackets are negative.

{{ stEntity }}

Statement of financial position

{{ stAsAt }}
{{ stCur }}{{ stBsCurH }}{{ stBsPrevH }}
{{ r.label }}{{ r.cur }}{{ r.prev }}

Cash is calculated from your recorded transactions at each date. Investments and property are shown at their current recorded values. Loan balances follow your recorded repayments.

{{ stEntity }}

Cash flow statement

{{ stPeriod }}
{{ stCur }}{{ stCurH }}{{ stPrevH }}
{{ r.label }}{{ r.cur }}{{ r.prev }}

Transfers between your own accounts are excluded. Net change in cash reconciles opening to closing cash across all accounts.
Ledger · {{ tPeriodLabel }}

T-accounts

{{ a.name }}

{{ a.currency }}
Dr · money in
{{ r.date }}{{ r.desc }}{{ r.amt }}
{{ a.total }}
Cr · money out
{{ r.date }}{{ r.desc }}{{ r.amt }}
{{ a.total }}
Balance b/d{{ a.bd }}
Portfolio

Investments

{{ st.label }}
{{ st.value }}
Allocation
{{ x.label }} {{ x.pct }}

Holdings

Edit a price to revalue
{{ r.name }}{{ r.kind }}
{{ r.meta }}
{{ r.value }}
{{ r.gain }}
{{ iTitle }}
{{ msgOrErr }}
Six-month view

Trends

{{ st.label }}
{{ st.value }}

Income vs spending

InOut
{{ b.label }}
{{ b.incK }}
{{ b.expK }}
Saved {{ b.rate }}

Income & expenditure trend

IncomeExpenditure
{{ spl.hiF }}{{ spl.midF }}0
{{ t }}

By year

YearInOutSavedRate
{{ y.y }}{{ y.inF }}{{ y.outF }}{{ y.netF }}{{ y.rate }}

Where it went

{{ donTrend.cl }}
{{ donTrend.cv }}
{{ x.label }} {{ x.pct }} {{ x.value }}

Nothing recorded yet.
{{ c.cat }}
{{ c.value }} {{ c.share }}
Projected from recurring items

Future cash

{{ st.label }}
{{ st.value }}
{{ st.sub }}
{{ fc.hiF }} {{ fc.loF }}
{{ t }}
MonthInOutClosing
{{ r.label }}{{ r.inF }}{{ r.outF }}{{ r.closeF }}

Assumptions · per month

{{ r.name }}{{ r.amt }}
Net per month{{ fc.netF }}
{{ bHeadLabel }}

Budgets

{{ st.label }}
{{ st.value }}

Budget vs spent · last 6 months

{{ b.cat }}
{{ b.remaining }}
{{ b.spentF }} spent · {{ b.pctF }}
Total
{{ bTot.remaining }}
{{ bTot.spentF }} spent · {{ bTot.pctF }}
Budget {{ bTot.budgetF }}
What you own

Assets

{{ st.label }}
{{ st.value }}
{{ st.sub }}

What you own

{{ donOwn.cl }}
{{ donOwn.cv }}
{{ x.label }} {{ x.pct }} {{ x.value }}

Nothing recorded yet.

What you owe

{{ donOwe.cl }}
{{ donOwe.cv }}
{{ x.label }} {{ x.pct }} {{ x.value }}

Nothing recorded yet.

Balance sheet

Assets
{{ r.k }}{{ r.v }}
{{ bsTotal }}
Liabilities & net worth
{{ r.k }}{{ r.v }}
{{ bsTotal }}

Property & possessions

Edit a value to revalue
{{ r.name }}{{ r.kind }}
{{ r.meta }}
{{ r.loanLine }}
{{ r.valueF }}
{{ r.gain }}
{{ aTitle }}
{{ aPrev }}
{{ msgOrErr }}
Money owed

Loans

{{ st.label }}
{{ st.value }}
{{ st.sub }}

{{ l.name }}

{{ l.lender }}
{{ l.paidF }}
{{ c.k }}
{{ c.v }}
{{ l.meta }}
MonthPaymentInterestPrincipalBalance
{{ r.m }}{{ r.pay }}{{ r.int }}{{ r.pr }}{{ r.bal }}
{{ lTitle }}
{{ lPrev }}
{{ msgOrErr }}
Bills, IOUs & balances due

Owing

{{ st.label }}
{{ st.value }}
{{ st.sub }}

To pay

Soonest first
{{ r.to }}{{ r.tag }}
{{ r.what }} · {{ r.due }}
{{ r.amt }}
{{ r.dueText }}

Nothing owed. Clean slate.
Recently settled
{{ r.to }} · {{ r.when }}
{{ r.amt }}
{{ pTitle }}
{{ msgOrErr }}
Feeds the forecast

Recurring

Items set to auto-post are added to your ledger on their due date, each time you open the app.

{{ st.label }}
{{ st.value }}
{{ st.sub }}
{{ r.name }}{{ r.type }}
{{ r.detail }}
{{ r.amt }}
Next {{ r.next }}
{{ rTitle }}
{{ msgOrErr }}
Accounts, rates & data

Settings

{{ msgOrErr }}

Accounts
New account

Categories

{{ c.name }}
{{ c.count }}

Renaming updates every entry, recurring item and budget that uses it. Deleting moves entries to “Other”.

Exchange rates

Your data

Server sync

{{ syncText }}

Change password
{{ pw.msg }}
Household

Members sign in with their own password and share this ledger.

{{ m.name }}{{ m.role }}
{{ nm.msg }}
Works once the app is uploaded with its api/ folder to a PHP + MySQL host.
{{ syncText }} · {{ ratesText }}
Ledger
Every shilling,
accounted for.
Income, spending, loans and what you own — in one private ledger.
{{ todayLabel }}
Private area

Sign in

{{ login.err }}

You stay signed in on this device for 30 days. Change your password any time in Settings.